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SBICARD SBI Cards and Payment Services Ltd. — Smart-Money Activity, F&O Buildup & Bulk Deals

Sector: Financial Services
₹ 645.05
+0.02%
1-year price · range ₹581–₹934

Smart Money Verdict synthesis of derivatives, deals, and promoter files

Derivatives signal Short Buildup
Short sellers are loading fresh positions (OI up +2.7%) on price weakness (-1.9%).

Analysis what the data is telling us about SBICARD

In the last completed session, SBI Cards and Payment Services Ltd. closed -1.89% with futures open interest moving +2.7%. That combination — price falling while OI builds — is classified as Short Buildup. Fresh short positions are being added on weakness, which historically prefaces further downside until shorts are forced to cover. The stock's option PCR sits at 0.52, indicating heavy call-side writing — option dealers see resistance overhead. Max-pain strike at ₹630 sits 2.3% below the current price, a mild magnet near expiry.

There have been no notable bulk or block deals from FIIs, mutual funds, or insurance companies in SBI Cards and Payment Services Ltd. over the last 30 sessions.

Putting it together, the smart-money picture for SBI Cards and Payment Services Ltd. suggests further downside pressure is likely.

F&O Positioning EOD derivatives setup

Buildup Class
Short Buildup
bias: bearish
Futures OI
29,469,600
+772800 (+2.7%)
Option PCR (OI)
0.52
heavy call writing
Max Pain Strike
₹ 630
writer loss minimized strike

Quote Details key metrics & weights

Previous Close
₹ 644.95
yesterday's EOD close
Index Contribution
not a Nifty 50 constituent
Traded Volume
1,096,113
live shares traded today
Upcoming Earnings
no report scheduled

Technical Snapshot from 400 sessions of price history

RSI (14)
61.1
neutral momentum
52-Week High
₹ 965.00
-33.2% from high
52-Week Low
₹ 565.45
+14.1% above low
200-DMA
₹ 751.89
-14.2% · below trend
50-DMA
₹ 613.52
+5.1% from 50-DMA
1-Year Return
-27.8%
1M +4.5%

Key Fundamentals headline ratios · Financial Services

P/E (TTM)
28.3
price / earnings
P/B
3.9
price / book
ROE
14.7%
return on equity
Market Cap
₹ 61,384 Cr
total market value
Dividend Yield
0.39%
trailing yield
EPS (TTM)
₹ 22.77
earnings per share

Fundamental ratios sourced from public market data, refreshed periodically; verify against company filings before relying on them.

Institutional Deals last 30 sessions (bulk & block)

No institutional bulk or block deals recorded for this stock in the last 30 sessions.

Insider & Promoter Filings last 60 days

No insider disclosures filed for this stock in the last 60 days.

Option Chain Ladder nearest expiry 2026-07-28 · spot 645 · EOD 2026-07-20

Option writers expect range between 600 and 690+7.0% upside, -7.0% downside.
roughly symmetric
Call OI (writers) Strike Put OI (writers)
160,800
IV 98% Δ 0.81 θ -1.8 ν 0
580
336,800 +10k
256,000 -14k
590
290,400 -8k
685,600 -32k
600 S
900,000 -15k
IV 50% Δ -0.13 θ -0.7 ν 0
204,000 -16k
IV 25% Δ 0.95 θ -0.3 ν 0
610
491,200 +13k
IV 48% Δ -0.19 θ -0.8 ν 0
532,800 -88k
IV 35% Δ 0.81 θ -0.7 ν 0
620
695,200 -56k
IV 48% Δ -0.26 θ -1.0 ν 0
512,800 -23k
IV 37% Δ 0.70 θ -0.9 ν 0
630 MP
573,600 +237k
IV 51% Δ -0.35 θ -1.2 ν 0
507,200 +72k
IV 40% Δ 0.57 θ -1.1 ν 0
640
654,400 +270k
IV 51% Δ -0.44 θ -1.2 ν 0
1,776,800 +293k
IV 42% Δ 0.47 θ -1.1 ν 0
650
828,000 +195k
IV 50% Δ -0.52 θ -1.2 ν 0
1,173,600 +143k
IV 41% Δ 0.36 θ -1.0 ν 0
660
233,600 -33k
IV 53% Δ -0.60 θ -1.2 ν 0
1,304,800 +238k
IV 42% Δ 0.27 θ -0.9 ν 0
670
109,600 -56k
IV 53% Δ -0.68 θ -1.1 ν 0
1,179,200 +71k
IV 44% Δ 0.21 θ -0.8 ν 0
680
45,600 -28k
IV 57% Δ -0.73 θ -1.1 ν 0
1,792,800 +37k
IV 45% Δ 0.15 θ -0.7 ν 0
690 R
80,000 -4k
IV 57% Δ -0.79 θ -0.9 ν 0
1,123,200 -244k
700
199,200 -11k
IV 47% Δ -0.88 θ -0.5 ν 0

Chain Interpretation

Spot Underlying 644.90
Key Resistance (R) 690
Key Support (S) 600
Max Pain Strike (MP) 630
Concentrations of Option open interest show strong barrier levels. Option writers defend these levels, especially heading into monthly derivatives expiry.

Strategy Builder multi-leg payoff for SBICARD options · 2026-07-28 expiry

Underlying: SBICARD · Spot: ₹ 644.90 · Expiry: 2026-07-28 · Lot: 800

Legs

Side
Type
Strike
Qty
Premium
Net premium
Max profit
Max loss
Breakevens
Position Delta
Position Theta/day
Position Vega/1% IV

Payoff at expiry

Latest News recent coverage from Reuters, Simply Wall St, MT Newswires and others

SBICARD — frequently asked questions

What is the SBI Cards and Payment Services Ltd. share price today?

SBICARD is trading at ₹645.05 (+0.02% vs previous close), per the latest update on this page.

What is the P/E ratio of SBI Cards and Payment Services Ltd.?

SBICARD (SBI Cards and Payment Services Ltd.) has a trailing twelve-month P/E ratio of 28.3.

What is the market cap of SBI Cards and Payment Services Ltd.?

SBICARD has a market capitalisation of approximately ₹61,384 crore.

What is the ROE of SBI Cards and Payment Services Ltd.?

SBICARD has a return on equity (ROE) of about 14.7%.

Is SBICARD near its 52-week high?

SBICARD is trading -33.2% from its 52-week high of ₹965.00 as of 2026-07-20.

What is the RSI of SBICARD?

The 14-day RSI of SBICARD is 61.1, which is considered neutral.

Is SBICARD above its 200-day moving average?

SBICARD is trading below its 200-DMA of ₹751.89 (-14.2% away).

What is the F&O buildup in SBICARD?

The latest end-of-day derivatives data classifies SBICARD as Short Buildup (bias: bearish), based on the day's combined price and open-interest change.

What is the max pain and PCR for SBICARD options?

SBICARD's option-chain max pain strike is ₹630 and its put-call ratio (OI) is 0.52, from the latest end-of-day option chain.

Are FIIs or big investors buying SBICARD?

Strota tracks every bulk and block deal in SBICARD with named buyers and sellers, plus promoter and insider filings — the tables on this page list the most recent institutional activity as disclosed to the exchanges.