10-year Constant Maturity Gilt Funds Compared
Every 10-year constant maturity gilt mutual fund's 1, 3 and 5-year return, SIP return and record against the Nifty 50, ranked by a stated measure, from AMFI NAVs.
As of 30 Sep 2026, there are 6 10-year constant maturity gilt funds with at least 3 years of NAVs. Over 3 years their direct plans returned a median 6.7% a year. The highest 3-year return was Bandhan 10 year Constant Maturity Gilt Fund at 7.4% a year.
All 10-year constant maturity gilt funds, ranked by 3-year return
| # | Fund | 1y | 3y | 5y | 10y | 5y regular | 5y SIP XIRR | Expense ratio (direct) |
|---|---|---|---|---|---|---|---|---|
| 1 | Bandhan 10 year Constant Maturity Gilt Fund | 4.2% | 7.4% | 5.7% | 7.8% | — | 6.6% | 0.26% |
| 2 | ICICI Prudential 10 year Constant Maturity Gilt Fund | 3.7% | 7.1% | 5.7% | 7.4% | 5.5% | 6.4% | 0.29% |
| 3 | SBI 10 Year Constant Maturity Gilt Fund | 3.1% | 6.7% | 5.5% | 7.5% | 5.2% | 6.0% | 0.32% |
| 4 | UTI 10 year Constant Maturity Gilt Fund | 3.0% | 6.7% | — | — | — | — | 0.33% |
| 5 | DSP 10 year Constant Maturity Gilt Fund | 1.8% | 6.1% | 4.8% | 6.1% | 4.6% | 5.4% | 0.31% |
| — | Bandhan 10 year Constant Maturity Gilt Fund | — | — | — | — | 5.5% | — | 0.26% |
Direct plans, Growth option, to 30 Sep 2026. Funds that closed or merged are not in AMFI's current list, so the category looks a little better than investors actually did (survivorship). Returns are yearly (CAGR) from AMFI month-end NAVs of the Growth option. An index's return is measured through a low-cost index fund's direct plan, so it is a little below the index itself. Past returns do not tell you what a fund will do next, and this is not a recommendation to buy or sell any fund. Other categories: all mutual fund categories.
Key takeaways
Frequently asked questions
Which 10-year constant maturity gilt fund has given the highest returns?
Over the 3 years to 30 Sep 2026, Bandhan 10 year Constant Maturity Gilt Fund (direct plan) at 7.4% a year. Past returns do not predict future ones.
What is the average return of 10-year constant maturity gilt funds?
The median direct plan returned 6.7% a year over 3 years to 30 Sep 2026.