Strota / Equity Savings Funds Compared

Equity Savings Funds Compared

Every equity savings mutual fund's 1, 3 and 5-year return, SIP return and record against the Nifty 50, ranked by a stated measure, from AMFI NAVs.

In short · Updated 30 Oct 2026

As of 30 Sep 2026, there are 20 equity savings funds with at least 3 years of NAVs. Over 5 years their direct plans returned a median 7.6% a year. The highest 5-year return was Kotak Equity Savings Fund at 9.8% a year.

Check any fund against its index →

All equity savings funds, ranked by 5-year return

#Fund1y3y5y10y5y regular5y SIP XIRRExpense ratio (direct)
1Kotak Equity Savings Fund3.7%9.8%9.8%9.9%8.7%9.1%1.07%
2Edelweiss Equity Savings Fund8.0%11.1%9.5%—8.3%10.4%1.14%
3Mirae Asset Equity Savings Fund4.8%9.7%8.8%—7.7%9.0%0.73%
4Mahindra Manulife Equity Savings Fund5.0%9.0%8.4%—6.6%8.6%1.24%
5UTI - Equity Savings Fund2.7%7.9%8.3%—7.3%7.6%1.04%
6Baroda BNP Paribas Equity Savings Fund4.5%9.0%8.1%—6.9%8.1%1.68%
7SBI Equity Savings Fund3.6%7.6%8.1%9.0%7.5%7.8%1.49%
8HDFC Equity Savings Fund1.8%7.9%8.0%9.4%7.0%7.2%1.29%
9Axis Equity Savings Fund4.4%9.0%7.6%9.4%6.2%8.0%1.58%
10Invesco India Equity Savings Fund-0.1%8.4%7.3%—5.6%7.2%1.51%
11DSP Equity Savings Fund1.9%8.1%7.3%8.5%6.3%7.2%1.11%
12Franklin India Equity Savings Fund3.2%7.0%6.9%—5.9%6.8%0.82%
13Bandhan Equity Savings Fund3.5%6.9%6.6%7.2%5.5%6.5%0.65%
14Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2)2.0%6.4%6.5%5.1%5.5%6.2%0.95%
15Aditya Birla Sun Life Equity Savings Fund4.7%7.7%6.5%7.9%5.7%7.4%1.21%
16Union Equity Savings Fund3.3%6.6%6.0%—5.4%6.1%2.10%
17PGIM India Equity Savings Fund3.0%6.3%6.0%7.5%5.1%5.8%1.11%
—HSBC Equity Savings Fund7.5%12.4%————1.47%
—LIC MF Equity Savings Fund2.9%8.3%————1.88%
—Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)0.7%8.4%————1.35%

Direct plans, Growth option, to 30 Sep 2026. Funds that closed or merged are not in AMFI's current list, so the category looks a little better than investors actually did (survivorship). Returns are yearly (CAGR) from AMFI month-end NAVs of the Growth option. An index's return is measured through a low-cost index fund's direct plan, so it is a little below the index itself. Past returns do not tell you what a fund will do next, and this is not a recommendation to buy or sell any fund. Other categories: all mutual fund categories.

Key takeaways

Frequently asked questions

Which equity savings fund has given the highest returns?

Over the 5 years to 30 Sep 2026, Kotak Equity Savings Fund (direct plan) at 9.8% a year. Past returns do not predict future ones.

What is the average return of equity savings funds?

The median direct plan returned 7.6% a year over 5 years to 30 Sep 2026.

Check any fund against its index →

Related tools and pages

Mutual Fund vs Index Fund: Did Your Fund Beat the Index?
Pick your fund. See its real returns next to the index fund for its category and the Nifty 50, and what your SIP would have grown to in each.
Direct vs Regular Mutual Fund Calculator
Same fund, same shares, different cost. See the real yearly gap between the direct and regular plan of your fund, and what it adds up to on your SIP.
SIP Calculator
What a monthly SIP grows to, with an optional yearly step-up, the value in today's rupees and after tax, and what the same SIP actually returned in the Nifty 50.
SIP Returns: Every Nifty 50 SIP Since 1999
Every monthly SIP into the Nifty 50 (with dividends) started since July 1999, over 3 to 20 years: the worst, typical and best returns, how often a lump sum did better, how long ₹1 crore took, and whether the SIP date matters.
Nifty 50 Index Funds Compared
Every Nifty 50 index fund's 1, 3 and 5-year return against the Nifty 50 Total Return Index, from AMFI's NAVs. The gap is what the fund cost you.
XIRR Calculator
The annualised return on investments made at different times: SIPs, mutual funds, share portfolios. With the same cash flows replayed in the Nifty 50.