Long Term Funds Compared
Every long term mutual fund's 1, 3 and 5-year return, SIP return and record against the Nifty 50, ranked by a stated measure, from AMFI NAVs.
As of 30 Sep 2026, there are 7 long term funds with at least 3 years of NAVs. Over 3 years their direct plans returned a median 6.0% a year. The highest 3-year return was Aditya Birla Sun Life Long Term Fund at 6.5% a year.
All long term funds, ranked by 3-year return
| # | Fund | 1y | 3y | 5y | 10y | 5y regular | 5y SIP XIRR | Expense ratio (direct) |
|---|---|---|---|---|---|---|---|---|
| 1 | Aditya Birla Sun Life Long Term Fund | 2.7% | 6.5% | — | — | — | — | 0.43% |
| 2 | ICICI Prudential Long Term Fund | 2.0% | 6.4% | 5.3% | 6.7% | 4.7% | 5.6% | 0.43% |
| 3 | SBI Long Term Fund | 2.2% | 6.1% | — | — | — | — | 0.32% |
| 4 | Nippon India Nivesh Lakshya Long Term Fund | 1.4% | 6.0% | 5.3% | — | 5.0% | 5.3% | 0.33% |
| 5 | HDFC Long Term Fund | 1.8% | 5.9% | — | — | — | — | 0.28% |
| 6 | Axis Long Term Fund | 1.9% | 5.8% | — | — | — | — | 0.33% |
| 7 | UTI Long Term Fund | 1.5% | 5.4% | — | — | — | — | 0.09% |
Direct plans, Growth option, to 30 Sep 2026. Funds that closed or merged are not in AMFI's current list, so the category looks a little better than investors actually did (survivorship). Returns are yearly (CAGR) from AMFI month-end NAVs of the Growth option. An index's return is measured through a low-cost index fund's direct plan, so it is a little below the index itself. Past returns do not tell you what a fund will do next, and this is not a recommendation to buy or sell any fund. Other categories: all mutual fund categories.
Key takeaways
Frequently asked questions
Which long term fund has given the highest returns?
Over the 3 years to 30 Sep 2026, Aditya Birla Sun Life Long Term Fund (direct plan) at 6.5% a year. Past returns do not predict future ones.
What is the average return of long term funds?
The median direct plan returned 6.0% a year over 3 years to 30 Sep 2026.