Medium to Long Term Funds Compared
Every medium to long term mutual fund's 1, 3 and 5-year return, SIP return and record against the Nifty 50, ranked by a stated measure, from AMFI NAVs.
As of 30 Sep 2026, there are 12 medium to long term funds with at least 3 years of NAVs. Over 5 years their direct plans returned a median 5.8% a year. The highest 5-year return was UTI Medium to Long Term Fund at 7.0% a year.
All medium to long term funds, ranked by 5-year return
| # | Fund | 1y | 3y | 5y | 10y | 5y regular | 5y SIP XIRR | Expense ratio (direct) |
|---|---|---|---|---|---|---|---|---|
| 1 | UTI Medium to Long Term Fund | 3.6% | 6.3% | 7.0% | 5.3% | 6.6% | 6.2% | 1.32% |
| 2 | LIC MF Medium to Long Term Fund | 4.8% | 7.3% | 6.3% | 6.3% | 5.5% | 6.8% | 0.22% |
| 3 | ICICI Prudential Medium to Long Term Fund | 4.3% | 7.0% | 6.2% | 7.1% | 5.7% | 6.6% | 0.59% |
| 4 | SBI Medium To Long Term Fund | 4.5% | 6.8% | 6.1% | 7.5% | 5.4% | 6.4% | 0.78% |
| 5 | Nippon India Medium to Long Term Fund | 4.4% | 6.7% | 6.0% | 6.9% | 5.0% | 6.3% | 0.67% |
| 6 | Kotak Medium to Long Term Fund | 4.4% | 7.0% | 6.0% | 6.7% | 4.9% | 6.4% | 0.74% |
| 7 | HDFC Medium to Long Term Fund | 3.9% | 6.7% | 5.7% | 5.8% | 4.8% | 6.1% | 0.80% |
| 8 | Aditya Birla Sun Life Medium to Long Term Fund | 3.2% | 6.1% | 5.4% | 6.6% | 4.9% | 5.6% | 0.69% |
| 9 | Canara Robeco Medium To Long Term Fund | 3.2% | 6.2% | 5.3% | 6.5% | 4.1% | 5.6% | 0.72% |
| 10 | Bandhan Medium to Long Term Fund | 5.9% | 6.6% | 5.3% | 6.6% | 4.6% | 6.0% | 0.99% |
| 11 | JM Medium to Long Term Fund | 3.1% | 6.5% | 5.3% | 4.6% | 4.7% | 5.8% | 0.59% |
| 12 | HSBC Medium to Long Term Fund | 3.2% | 6.4% | 5.2% | 5.9% | 4.3% | 5.7% | 0.63% |
Direct plans, Growth option, to 30 Sep 2026. Funds that closed or merged are not in AMFI's current list, so the category looks a little better than investors actually did (survivorship). Returns are yearly (CAGR) from AMFI month-end NAVs of the Growth option. An index's return is measured through a low-cost index fund's direct plan, so it is a little below the index itself. Past returns do not tell you what a fund will do next, and this is not a recommendation to buy or sell any fund. Other categories: all mutual fund categories.
Key takeaways
Frequently asked questions
Which medium to long term fund has given the highest returns?
Over the 5 years to 30 Sep 2026, UTI Medium to Long Term Fund (direct plan) at 7.0% a year. Past returns do not predict future ones.
What is the average return of medium to long term funds?
The median direct plan returned 5.8% a year over 5 years to 30 Sep 2026.