Bajaj Finserv Banking and PSU Debt Fund
Banking and PSU fund from Bajaj Finserv Mutual Fund. Direct and regular Growth plans: returns over 1, 3 and 5 years, against the Nifty 50, its rank among banking and psu funds and what a ₹10,000 SIP became.
As of 30 Sep 2026, Bajaj Finserv Banking and PSU Debt Fund (direct plan, Growth) has returned 4.8% a year over 1 year. Expense ratio: 0.35% a year for the direct plan and 0.89% for the regular plan. Latest NAV ₹12.23 (29 Oct 2026).
Bajaj Finserv Banking and PSU Debt Fund returns
| Plan | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|
| Direct | 4.8% | — | — | — |
| Regular | 4.3% | — | — | — |
To 30 Sep 2026. Returns are yearly (CAGR) from AMFI month-end NAVs of the Growth option. An index's return is measured through a low-cost index fund's direct plan, so it is a little below the index itself. Past returns do not tell you what a fund will do next, and this is not a recommendation to buy or sell any fund.
Calendar-year returns
| Year | Direct | Regular |
|---|---|---|
| 2025 | 7.9% | 7.4% |
| 2024 | 8.4% | 7.8% |
Expense ratio
0.35% a year for the direct plan and 0.89% for the regular plan, as disclosed for 30 Sep 2026 (AMFI's TER disclosure). It is taken out of the fund every day, so the returns above are already after it. On ₹10 lakh growing at 12% a year for 10 years, a 0.89% expense ratio instead of 0.35% costs ₹1,42,459. Try your own numbers with the expense ratio calculator.
Key takeaways
Frequently asked questions
What is the NAV of Bajaj Finserv Banking and PSU Debt Fund?
₹12.23 for the direct plan (Growth) on 29 Oct 2026, from AMFI.
What is the expense ratio of Bajaj Finserv Banking and PSU Debt Fund?
0.35% a year for the direct plan and 0.89% for the regular plan (AMFI disclosure for 30 Sep 2026).