HDFC Nifty 100 Index Fund
Nifty 100 Index fund from HDFC Mutual Fund. Direct and regular Growth plans: returns over 1, 3 and 5 years, against the Nifty 50, its rank among Nifty 100 Index funds and what a ₹10,000 SIP became.
As of 30 Sep 2026, HDFC Nifty 100 Index Fund (direct plan, Growth) has returned 7.4% a year over 3 years. Expense ratio: 0.35% a year for the direct plan and 0.80% for the regular plan. Latest NAV ₹14.28 (29 Oct 2026).
HDFC Nifty 100 Index Fund returns
| Plan | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|
| Direct | -5.5% | 7.4% | — | — |
| Regular | -5.9% | 6.9% | — | — |
To 30 Sep 2026. Returns are yearly (CAGR) from AMFI month-end NAVs of the Growth option. An index's return is measured through a low-cost index fund's direct plan, so it is a little below the index itself. Past returns do not tell you what a fund will do next, and this is not a recommendation to buy or sell any fund.
Against the index
| Period | Fund | Nifty 50 |
|---|---|---|
| 1 year | -5.5% | -7.3% |
| 3 years | 7.4% | 5.8% |
An index fund should earn its index's return less its costs; for Nifty 50 index funds the gap is measured against the Nifty 50 Total Return Index on Nifty 50 index funds compared.
Calendar-year returns
| Year | Direct | Regular |
|---|---|---|
| 2025 | 9.9% | 9.4% |
| 2024 | 12.4% | 12.0% |
| 2023 | 20.8% | 20.1% |
What a ₹10,000 SIP in HDFC Nifty 100 Index Fund became
| Plan | SIP for | Invested | Value at 30 Sep 2026 | XIRR |
|---|---|---|---|---|
| Direct | 3 years | ₹3,60,000 | ₹3,58,056 | -0.4% |
| Regular | 3 years | ₹3,60,000 | ₹3,55,567 | -0.8% |
A ₹10,000 SIP at each month-end NAV, valued at the latest month-end. Try your own amount and dates with the SIP calculator.
Expense ratio
0.35% a year for the direct plan and 0.80% for the regular plan, as disclosed for 30 Sep 2026 (AMFI's TER disclosure). It is taken out of the fund every day, so the returns above are already after it. On ₹10 lakh growing at 12% a year for 10 years, a 0.80% expense ratio instead of 0.35% costs ₹1,19,145. Try your own numbers with the expense ratio calculator.
Direct vs regular plan
The regular plan returned 0.46 points a year less than the direct plan over 3 years: on ₹10 lakh invested 3 years ago, that is ₹15,740 less today. The difference is the distributor's commission and the higher expense ratio. See it for your amount with the direct vs regular calculator.
Key takeaways
Frequently asked questions
What is the NAV of HDFC Nifty 100 Index Fund?
₹14.28 for the direct plan (Growth) on 29 Oct 2026, from AMFI.
What is the expense ratio of HDFC Nifty 100 Index Fund?
0.35% a year for the direct plan and 0.80% for the regular plan (AMFI disclosure for 30 Sep 2026).